World Council of Credit Unions (World Council) filed a comment letter on March 27th in response to the Basel Committee on Banking Supervision’s consultative document Revisions to the Standardized Approach for Credit Risk. The Basel Committee is the primary international standard-setting body for banking institution safety and soundness rules. Our comment letter expressed concern about aspects of the Committee’s proposal that would be incompatible with how many credit unions underwrite mortgage loans and could also make it difficult for credit unions to borrow in the interbank lending market.
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